* {
    box-sizing: border-box;
}

html, body {
    margin: 0;
    padding: 0;
    font-family: Arial, sans-serif;
    background: #f4f7fb;
    color: #0f172a;
}

body {
    min-height: 100vh;
}

body[data-topic-mode="savings"] {
    --topic-accent: #1d4ed8;
    --topic-accent-soft: rgba(37, 99, 235, 0.10);
    --topic-accent-strong: #0f172a;
    --topic-accent-soft-2: rgba(37, 99, 235, 0.18);
    --topic-accent-border: rgba(37, 99, 235, 0.20);
    --topic-glow: rgba(37, 99, 235, 0.16);
    --topic-hero-left: rgba(37, 99, 235, 0.14);
    --topic-hero-right: rgba(14, 165, 233, 0.10);
    --topic-person-bg: linear-gradient(180deg, #dbe7f5 0%, #d7e5f7 100%);
}

body[data-topic-mode="insurance"] {
    --topic-accent: #0f766e;
    --topic-accent-soft: rgba(15, 118, 110, 0.10);
    --topic-accent-strong: #0f3d3a;
    --topic-accent-soft-2: rgba(15, 118, 110, 0.18);
    --topic-accent-border: rgba(15, 118, 110, 0.22);
    --topic-glow: rgba(15, 118, 110, 0.14);
    --topic-hero-left: rgba(15, 118, 110, 0.14);
    --topic-hero-right: rgba(16, 185, 129, 0.10);
    --topic-person-bg: rgba(255, 255, 255, 0.32);
}

.hero {
    min-height: 100vh;
    background:
        radial-gradient(circle at top left, var(--topic-hero-left), transparent 28%),
        radial-gradient(circle at bottom right, var(--topic-hero-right), transparent 24%),
        linear-gradient(135deg, #f8fbff 0%, #eef4ff 45%, #f7fafc 100%);
}

.container {
    max-width: 1320px;
    margin: 0 auto;
    padding: 28px 20px 44px;
}

.hero-top {
    display: grid;
    grid-template-columns: 420px 1fr;
    gap: 28px;
    align-items: stretch;
    margin-bottom: 28px;
}

.hero-person {
    border-radius: 28px;
    overflow: hidden;
    box-shadow: 0 20px 60px rgba(15, 23, 42, 0.14);
    min-height: 520px;
    background: var(--topic-person-bg);
}

.hero-person img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.hero-intro {
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 16px;
}

.topic-switcher {
    display: inline-flex;
    width: fit-content;
    gap: 8px;
    padding: 6px;
    border-radius: 999px;
    background: rgba(255,255,255,0.82);
    border: 1px solid rgba(148, 163, 184, 0.2);
    box-shadow: 0 12px 28px rgba(15, 23, 42, 0.08);
}

.topic-switcher-button {
    margin: 0;
    width: auto;
    padding: 10px 16px;
    border-radius: 999px;
    border: none;
    background: transparent;
    color: #334155;
    font-size: 14px;
    font-weight: 700;
    box-shadow: none;
    transition: background-color 0.15s ease, color 0.15s ease;
}

.topic-switcher-button:hover,
.topic-switcher-button:focus {
    transform: none;
    background: var(--topic-accent-soft);
    color: var(--topic-accent);
    box-shadow: none;
}

.topic-switcher-button.is-active {
    background: var(--topic-accent);
    color: #ffffff;
    box-shadow: 0 10px 26px var(--topic-glow);
}

.contact-header {
    position: relative;
    background: rgba(255,255,255,0.88);
    border: 1px solid rgba(148, 163, 184, 0.18);
    border-radius: 20px;
    padding: 18px 20px;
    box-shadow: 0 12px 30px rgba(15, 23, 42, 0.06);
    backdrop-filter: blur(6px);
}

.contact-header .topic-switcher {
    position: absolute;
    top: 18px;
    right: 20px;
    z-index: 2;
}

.contact-name-row {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 10px;
}

.contact-name {
    font-size: 28px;
    font-weight: 800;
    line-height: 1.1;
    margin-bottom: 4px;
}

.contact-title {
    font-size: 15px;
    color: #475569;
    font-weight: 600;
}

.contact-details {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}

.contact-details a {
    display: inline-flex;
    width: auto;
    max-width: 100%;
    align-items: center;
    align-self: flex-start;
    gap: 6px;
    text-decoration: none;
    color: #1e293b;
    font-size: 14px;
    font-weight: 700;
    padding: 8px 12px;
    border-radius: 999px;
    background: rgba(15, 23, 42, 0.04);
    transition: 0.2s ease;
    overflow-wrap: anywhere;
	margin: 5px;
}

.contact-details a:hover {
    color: var(--topic-accent);
    background: var(--topic-accent-soft);
}

.badge {
    display: inline-block;
    width: fit-content;
    padding: 10px 14px;
    border-radius: 999px;
    background: var(--topic-accent-soft);
    color: var(--topic-accent);
    font-size: 14px;
    font-weight: 700;
}

.hero-title {
    margin: 0;
    font-size: 54px;
    line-height: 1.04;
    letter-spacing: -1px;
}

.lead {
    margin: 0;
    max-width: 840px;
    font-size: 18px;
    line-height: 1.65;
    color: #334155;
}

.top-features {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    margin-top: 8px;
}

.top-feature {
    background: rgba(255,255,255,0.88);
    border: 1px solid rgba(148, 163, 184, 0.18);
    border-top: 4px solid var(--topic-accent);
    border-radius: 20px;
    padding: 18px;
    box-shadow: 0 12px 30px rgba(15, 23, 42, 0.05);
    position: relative;
    overflow: hidden;
}

.top-feature::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, var(--topic-accent-soft), transparent 56%);
    opacity: 0.55;
    pointer-events: none;
}

.top-feature h3 {
    margin: 0 0 8px;
    font-size: 16px;
}

.top-feature p {
    margin: 0;
    color: #475569;
    line-height: 1.55;
    font-size: 14px;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1.28fr 0.82fr;
    gap: 28px;
    align-items: start;
}

.hero-left,
.hero-right {
    display: flex;
    flex-direction: column;
    gap: 18px;
}

.stat-banner {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 390px;
    gap: 22px;
    align-items: center;
    padding: 26px;
    border-radius: 24px;
    background: linear-gradient(135deg, var(--topic-accent-strong) 0%, var(--topic-accent) 100%);
    color: #fff;
    box-shadow: 0 22px 52px rgba(15, 23, 42, 0.18);
    position: relative;
    overflow: visible;
}

.stat-banner-bleed {
    width: calc(100% + 140px);
    margin-left: -140px;
    padding-left: 40px;
}

.stat-kicker {
    display: inline-block;
    margin-bottom: 8px;
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.6px;
    color: rgba(255,255,255,0.72);
}

.stat-banner h2 {
    margin: 0 0 10px;
    font-size: 30px;
    line-height: 1.2;
}

.stat-banner p {
    margin: 0;
    color: rgba(255,255,255,0.86);
    line-height: 1.7;
}

.stat-banner-right {
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.16);
    border-radius: 20px;
    padding: 22px 20px;
    text-align: center;
    width: 390px;
    max-width: 100%;
    justify-self: end;
}

.stat-number {
    font-size: 36px;
    font-weight: 800;
    line-height: 1.1;
    margin-bottom: 8px;
    white-space: nowrap;
    letter-spacing: -0.5px;
}

.stat-caption {
    font-size: 13px;
    line-height: 1.4;
    color: rgba(255,255,255,0.78);
}

.source-box {
    background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
    border: 1px solid var(--topic-accent-border);
    border-left: 6px solid var(--topic-accent);
    border-radius: 22px;
    padding: 22px;
    box-shadow: 0 14px 34px var(--topic-glow);
}

.source-box-header {
    font-size: 14px;
    font-weight: 800;
    color: var(--topic-accent);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 10px;
}

.source-box p {
    margin: 0 0 12px;
    color: #475569;
    line-height: 1.7;
}

.source-links {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.source-links a {
    display: inline-flex;
    align-items: center;
    padding: 10px 14px;
    border-radius: 999px;
    text-decoration: none;
    background: rgba(37, 99, 235, 0.08);
    color: #1d4ed8;
    font-weight: 700;
    font-size: 14px;
    transition: 0.2s ease;
	margin: 5px;
}

.source-links a:hover {
    background: rgba(37, 99, 235, 0.14);
}

.disclaimer {
    font-size: 13px;
    line-height: 1.6;
    color: #64748b;
}

.form-card {
    background: rgba(255,255,255,0.94);
    border: 1px solid rgba(148, 163, 184, 0.2);
    border-radius: 26px;
    padding: 30px;
    box-shadow: 0 24px 60px rgba(15, 23, 42, 0.12);
}

.form-card h2 {
    margin: 0 0 10px;
    font-size: 30px;
}

.form-intro {
    margin: 0 0 22px;
    color: #475569;
    line-height: 1.6;
}

label {
    display: block;
    margin: 14px 0 8px;
    font-weight: 700;
    font-size: 14px;
    color: #1e293b;
}

input,
textarea {
    width: 100%;
    padding: 14px 15px;
    border: 1px solid #dbe3ee;
    border-radius: 14px;
    font-size: 15px;
    background: #fff;
    transition: 0.2s ease;
    outline: none;
}

input:focus,
textarea:focus {
    border-color: #60a5fa;
    box-shadow: 0 0 0 4px rgba(96, 165, 250, 0.14);
}

textarea {
    resize: vertical;
    min-height: 110px;
}

button {
    margin-top: 22px;
    width: 100%;
    border: none;
    border-radius: 16px;
    padding: 16px;
    font-size: 16px;
    font-weight: 700;
    color: #fff;
    background: linear-gradient(135deg, #44ec78 0%, #00911d 100%);
    cursor: pointer;
    box-shadow: 0 14px 28px rgba(37, 99, 235, 0.22);
    transition: transform 0.15s ease, box-shadow 0.15s ease;
}

button:hover {
    transform: translateY(-3px);
    background: linear-gradient(180deg, #44ec78 0%, #00911d 100%);
    box-shadow: 0 10px 10px rgba(37, 99, 235, 0.28);
}

.form-checkbox {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    font-size: 14px;
    margin-top: 14px;
    line-height: 1.5;
    color: #334155;
}

.form-checkbox input {
    width: 18px;
    height: 18px;
    margin-top: 2px;
    flex: 0 0 auto;
}

.form-checkbox a {
    color: #2563eb;
    text-decoration: none;
    font-weight: 700;
}

.form-checkbox a:hover {
    text-decoration: underline;
}

.trust-note {
    margin-top: 14px;
    padding: 12px 14px;
    border-radius: 14px;
    background: rgba(15, 23, 42, 0.04);
    color: #334155;
    font-size: 14px;
    line-height: 1.5;
    font-weight: 600;
}

.side-info-box {
    background: rgba(255,255,255,0.86);
    border: 1px solid rgba(148, 163, 184, 0.18);
    border-radius: 20px;
    padding: 18px 20px;
    box-shadow: 0 12px 28px rgba(15, 23, 42, 0.05);
}

.side-info-box strong {
    display: block;
    margin-bottom: 8px;
    font-size: 17px;
}

.side-info-box p {
    margin: 0;
    color: #475569;
    line-height: 1.65;
}

.success,
.error {
    padding: 14px 16px;
    border-radius: 14px;
    margin-bottom: 18px;
    line-height: 1.5;
    font-size: 14px;
}

.success {
    background: #dcfce7;
    color: #166534;
}

.error {
    background: #fee2e2;
    color: #991b1b;
}

.privacy-note {
    margin-top: 16px;
    font-size: 13px;
    color: #64748b;
    line-height: 1.6;
}

.recaptcha-wrap {
    margin-top: 18px;
    margin-bottom: 8px;
    padding: 14px;
    border: 1px solid rgba(148, 163, 184, 0.18);
    border-radius: 14px;
    background: rgba(15, 23, 42, 0.03);
    display: flex;
    justify-content: center;
    align-items: center;
    flex-direction: column;
    overflow: hidden;
    min-height: 108px;
}

.recaptcha-wrap > div {
    width: 100%;
    display: flex;
    justify-content: center;
}

.recaptcha-placeholder {
    text-align: center;
    color: #475569;
    font-size: 14px;
    line-height: 1.6;
    display: grid;
    gap: 10px;
    justify-items: center;
    padding: 8px 0;
}

.recaptcha-placeholder-copy {
    max-width: 420px;
}

.recaptcha-settings-button {
    margin-top: 0;
    width: auto;
    padding: 8px 12px;
    border-radius: 10px;
    border: none;
    background: rgba(37, 99, 235, 0.10);
    color: #1d4ed8;
    font-size: 13px;
    font-weight: 700;
    cursor: pointer;
    box-shadow: none;
    transition: background-color 0.15s ease, color 0.15s ease;
}

.recaptcha-settings-button:hover,
.recaptcha-settings-button:focus {
    background: rgba(37, 99, 235, 0.16);
    color: #1d4ed8;
    box-shadow: none;
    transform: none;
}

.hidden {
    display: none !important;
}

.sticky-cta {
    display: none;
}

.site-notice-overlay {
    position: fixed;
    inset: 0;
    background: rgba(15, 23, 42, 0.55);
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 20px;
    z-index: 99999;
    backdrop-filter: blur(4px);
}

.site-notice-modal {
    position: relative;
    width: 100%;
    max-width: 620px;
    background: #ffffff;
    border-radius: 24px;
    padding: 28px 26px 24px;
    box-shadow: 0 30px 80px rgba(15, 23, 42, 0.25);
    border: 1px solid rgba(148, 163, 184, 0.18);
}

.site-notice-badge {
    display: inline-block;
    margin-bottom: 12px;
    padding: 8px 12px;
    border-radius: 999px;
    background: rgba(245, 158, 11, 0.12);
    color: #b45309;
    font-size: 13px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.4px;
}

.site-notice-modal h2 {
    margin: 0 0 14px;
    font-size: 30px;
    line-height: 1.15;
    color: #0f172a;
}

.site-notice-modal p {
    margin: 0 0 14px;
    color: #475569;
    line-height: 1.7;
    font-size: 15px;
}

.site-notice-small {
    font-size: 13px;
    color: #64748b;
}

.site-notice-actions {
    margin-top: 18px;
    display: flex;
    justify-content: flex-end;
}

.site-notice-button {
    border: none;
    border-radius: 14px;
    padding: 14px 18px;
    font-size: 15px;
    font-weight: 800;
    color: #fff;
    background: linear-gradient(135deg, #2563eb 0%, #1d4ed8 100%);
    cursor: pointer;
    box-shadow: 0 14px 28px rgba(37, 99, 235, 0.18);
}

.site-notice-button:hover {
    transform: translateY(-1px);
}

.services-section {
    padding: 10px 8px 24px;
    margin: 20px auto 20px;
    width: 100%;
    max-width: 980px;
    border-radius: 20px;
    background: transparent;
    border: none;
    box-shadow: none;
}

.services-header {
    text-align: center;
    margin-bottom: 24px;
}

.services-badge {
    display: inline-block;
    padding: 9px 13px;
    border-radius: 999px;
    background: var(--topic-accent-soft);
    color: var(--topic-accent);
    font-size: 13px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 12px;
}

.services-header h2 {
    margin: 0 0 10px;
    font-size: 34px;
    color: #0f172a;
    letter-spacing: -0.6px;
}

.services-header p {
    margin: 0;
    color: #475569;
    line-height: 1.7;
    font-size: 16px;
    max-width: 760px;
    margin-left: auto;
    margin-right: auto;
}

.accordion {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.accordion-item {
    background: rgba(255, 255, 255, 0.96);
    border: 1px solid rgba(148, 163, 184, 0.16);
    border-radius: 24px;
    box-shadow: 0 10px 24px rgba(15, 23, 42, 0.04);
    overflow: hidden;
    transition:
        box-shadow 0.3s ease,
        background 0.3s ease,
        border-color 0.3s ease,
        transform 0.3s ease;
    position: relative;
}

.accordion-item::before {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(255,255,255,0.75) 0%, transparent 48%);
    opacity: 1;
    pointer-events: none;
}

.accordion-button {
    width: 100%;
    background: transparent;
    border: none;
    padding: 28px 28px;
    margin: 0;
    display: flex;
    align-items: center;
    justify-content: space-between;
    text-align: left;
    cursor: pointer;
    font-size: 17px;
    font-weight: 700;
    color: #0f172a;
    transition: background 0.25s ease, color 0.25s ease;
    position: relative;
    z-index: 1;
    box-shadow: none !important;
}

.accordion-button:hover {
    background: rgba(255,255,255,0.55);
}

.accordion-button-title {
    display: inline-block;
    max-width: calc(100% - 52px);
    line-height: 1.3;
}

.accordion-icon {
    width: 38px;
    height: 38px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 999px;
    font-size: 24px;
    font-weight: 500;
    line-height: 1;
    color: var(--topic-accent);
    background: var(--topic-accent-soft);
    border: 1px solid var(--topic-accent-border);
    margin-left: 18px;
    flex-shrink: 0;
    transition: transform 0.3s ease, color 0.3s ease, background 0.3s ease;
}

.accordion-content {
    max-height: 0;
    overflow: hidden;
    opacity: 0;
    padding: 0 28px;
    transition:
        max-height 0.6s cubic-bezier(0.4, 0, 0.2, 1),
        opacity 0.4s ease;
    position: relative;
    z-index: 1;
}

.accordion-content-inner {
    padding: 0 0 26px;
}

.accordion-lede {
    margin: 0;
    padding: 20px 0 18px;
    color: #42556f;
    line-height: 1.75;
    font-size: 15px;
    max-width: 760px;
}

.accordion-card-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
}

.accordion-card {
    position: relative;
    padding: 18px 18px 16px;
    border-radius: 18px;
    background: linear-gradient(180deg, rgba(255,255,255,0.96) 0%, rgba(246,249,255,0.92) 100%);
    border: 1px solid var(--topic-accent-border);
    box-shadow: 0 12px 28px rgba(15, 23, 42, 0.05);
    overflow: hidden;
}

.accordion-card::before {
    content: "";
    position: absolute;
    inset: 0 auto 0 0;
    width: 4px;
    background: linear-gradient(180deg, var(--topic-accent) 0%, rgba(255,255,255,0) 100%);
    opacity: 0.9;
}

.accordion-card-title {
    margin: 0 0 8px;
    padding-left: 6px;
    font-size: 15px;
    font-weight: 800;
    color: #0f172a;
    letter-spacing: -0.02em;
}

.accordion-card p {
    margin: 0;
    padding-left: 6px;
    color: #475569;
    line-height: 1.65;
    font-size: 14px;
}

.accordion-note {
    margin-top: 16px;
    padding: 14px 16px;
    border-radius: 16px;
    background: linear-gradient(135deg, var(--topic-accent-soft) 0%, rgba(255,255,255,0.95) 100%);
    border: 1px solid var(--topic-accent-border);
    color: #27415e;
    font-size: 14px;
    line-height: 1.6;
    font-weight: 600;
}

.accordion-item.active {
    box-shadow: 0 20px 44px var(--topic-glow) !important;
    background: rgba(255, 255, 255, 0.98);
    border-color: var(--topic-accent-border);
    transform: translateY(-1px);
}

.accordion-item.active .accordion-button {
    background: transparent;
    box-shadow: none !important;
    color: var(--topic-accent-strong);
}

.accordion-item.active .accordion-content {
    opacity: 1;
    box-shadow: none !important;
    border-top: 1px solid var(--topic-accent-border);
}

.accordion-item.active .accordion-icon {
    background: var(--topic-accent);
    color: #ffffff;
}

.site-footer {
    margin-top: 40px;
    padding: 22px 16px 28px;
    background: linear-gradient(180deg, #0f172a 0%, #111c32 100%);
    border-top: 1px solid rgba(148, 163, 184, 0.14);
    color: #cbd5f5;
}

.footer-inner {
    max-width: 1100px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 18px 24px;
    flex-wrap: wrap;
}

.copyright {
    font-size: 14px;
    color: #cbd5f5;
    letter-spacing: 0.01em;
}

.footer-links {
    display: flex;
    align-items: center;
    justify-content: flex-end;
    flex-wrap: wrap;
    gap: 10px 18px;
    min-width: 0;
    row-gap: 8px;
}

.footer-links a {
    color: #cbd5f5;
    text-decoration: none;
    font-size: 14px;
    margin-left: 0;
    opacity: 0.92;
    white-space: nowrap;
}

.footer-links a:hover {
    text-decoration: underline;
    opacity: 1;
}

.footer-link-button {
    appearance: none;
    -webkit-appearance: none;
    border: none;
    background: none;
    color: #cbd5f5;
    font: inherit;
    font-size: 14px;
    font-weight: inherit;
    line-height: inherit;
    width: auto;
    display: inline-flex;
    align-items: center;
    margin-left: 0;
    margin-top: 0;
    margin-bottom: 0;
    margin-right: 0;
    padding: 0;
    border-radius: 0;
    box-shadow: none;
    transform: none;
    cursor: pointer;
    text-decoration: none;
    vertical-align: baseline;
    opacity: 0.92;
    white-space: nowrap;
    flex: 0 0 auto;
}

.footer-link-button:hover {
    text-decoration: underline;
    background: none;
    box-shadow: none;
    transform: none;
    opacity: 1;
}

.footer-link-button:focus,
.footer-link-button:active {
    background: none;
    box-shadow: none;
    transform: none;
}
.cookie-banner {
    position: fixed;
    bottom: 16px;
    left: auto;
    right: 16px;
    width: min(520px, calc(100vw - 32px));
    background: #0f172a;
    color: #fff;
    padding: 16px;
    display: grid;
    gap: 12px;
    z-index: 9999;
    box-shadow: 0 -8px 30px rgba(15, 23, 42, 0.18);
    border-radius: 16px;
}

.cookie-banner-main {
    display: grid;
    gap: 10px;
}

.cookie-toggle-details {
    display: none;
    margin-top: 0;
    width: auto;
    padding: 8px 0;
    border: none;
    background: transparent;
    color: #93c5fd;
    font-size: 13px;
    font-weight: 700;
    text-align: left;
    box-shadow: none;
}

.cookie-toggle-details:hover,
.cookie-toggle-details:focus {
    transform: none;
    background: transparent;
    color: #bfdbfe;
    box-shadow: none;
}

.cookie-banner-text {
    font-size: 13px;
    line-height: 1.5;
    color: #f8fafc;
}

.cookie-banner-text strong {
    color: #ffffff;
}

.cookie-banner-text a {
    color: #93c5fd;
    text-decoration: underline;
}

.cookie-options {
    display: grid;
    gap: 8px;
}

.cookie-option {
    display: grid;
    grid-template-columns: 18px 1fr;
    gap: 10px;
    align-items: start;
    padding: 10px 12px;
    border-radius: 12px;
    background: rgba(255,255,255,0.08);
}

.cookie-option input {
    margin-top: 3px;
}

.cookie-option span {
    font-size: 12px;
    line-height: 1.45;
    color: #e2e8f0;
}

.cookie-option strong {
    color: #ffffff;
}

.cookie-option-locked {
    background: rgba(255,255,255,0.14);
}

.cookie-banner-actions {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
}

.cookie-button {
    margin-top: 0;
    width: auto;
    background: #2563eb;
    box-shadow: none;
    padding: 10px 12px;
    border-radius: 12px;
    font-size: 13px;
}

.cookie-button.secondary {
    background: rgba(255,255,255,0.12);
    color: #ffffff;
}

@media (max-width: 1380px) {
    .stat-banner-bleed {
        width: 100%;
        margin-left: 0;
        padding-left: 26px;
    }

    .hero-title {
        font-size: 50px;
    }
}

@media (max-width: 1180px) {
    .hero-top {
        grid-template-columns: 1fr;
    }

    .hero-left {
        align-items: center;
        text-align: center;
        margin-bottom: 15px;
    }

    .hero-person {
        min-height: 380px;
        max-width: 80%;
        margin: auto;
    }

    .hero-intro {
        align-items: center;
        text-align: center;
    }

    .topic-switcher {
        justify-content: center;
    }

    .contact-header .topic-switcher {
        position: static;
        margin: 0 auto 14px;
        z-index: auto;
    }

    .hero-intro > * {
        width: 100%;
        max-width: 600px;
    }

    .top-features {
        grid-template-columns: 1fr;
    }

    .contact-header {
        text-align: center;
    }

    .contact-details {
        display: block;
    }

    .contact-name-row {
        display: block;
    }

    .hero-grid {
        display: block;
    }

    .stat-banner {
        grid-template-columns: 1fr;
    }

    .stat-banner-right {
        width: 100%;
        justify-self: stretch;
    }

    .stat-number {
        font-size: 32px;
        white-space: normal;
    }

    .hero-title {
        font-size: 42px;
    }

    .source-links {
        display: block;
    }

    .form-card h2,
    .form-intro,
    .trust-note,
    .privacy-note,
    .side-info-box {
        text-align: center;
    }
	.footer-inner {
		display: flex;
		flex-direction: column;
		text-align: center;
        justify-content: center;
        align-items: center;
	}
	.copyright {
		margin: 0;
	}
	.footer-links {
		margin: 0;
        justify-content: center;
        width: 100%;
	}

    .footer-links a,
    .footer-link-button {
        margin-left: 0;
        margin-right: 0;
    }
}

@media (max-width: 1182px) {
    .top-features {
        display: none !important;
    }

    .services-section {
        margin-top: 8px;
        padding-top: 0;
    }

    .services-header {
        margin-bottom: 16px;
    }

    .services-badge {
        margin-bottom: 8px;
    }

    .services-header h2 {
        font-size: clamp(18px, 3vw, 24px);
        margin-bottom: 6px;
        line-height: 1.18;
        letter-spacing: -0.02em;
    }

    .services-title-break {
        display: block;
    }

    .services-header p {
        display: none;
    }
}

@media (max-width: 768px) {
    .sticky-cta {
        display: none;
        position: fixed;
        bottom: 12px;
        left: 12px;
        right: 12px;
        z-index: 999;
    }

    .sticky-cta.is-visible {
        display: block;
    }

    .recaptcha-wrap {
        padding-left: 10px;
        padding-right: 10px;
    }

    .recaptcha-wrap .g-recaptcha {
        margin-left: auto;
        margin-right: auto;
        transform: scale(0.92);
        transform-origin: center center;
    }

    body {
        padding-bottom: 84px;
    }

    .sticky-cta a {
        display: block;
        text-align: center;
        padding: 20px 20px;
        border-radius: 16px;
        background: linear-gradient(135deg, #44ec78 0%, #00911d 100%);
        color: #fff;
        font-weight: 800;
        text-decoration: none;
        box-shadow: 0 12px 30px rgba(0, 145, 29, 0.28);
    }
}

@media (max-width: 640px) {
    .container {
        padding: 18px 14px 28px;
    }

    .hero-title {
        font-size: 31px;
    }

    .lead {
        font-size: 17px;
    }

    .form-card {
        padding: 22px;
        border-radius: 20px;
    }

    .stat-banner h2 {
        font-size: 24px;
    }

    .stat-number {
        font-size: 30px;
    }

    .hero-person {
        min-height: 280px;
        max-width: 80%;
        margin: auto;
    }

    .contact-name {
        font-size: 24px;
    }

    .contact-details {
        flex-direction: column;
        align-items: flex-start;
    }

    .site-notice-modal {
        padding: 22px 18px 20px;
        border-radius: 18px;
    }

    .site-notice-modal h2 {
        font-size: 24px;
    }

    .site-notice-actions {
        justify-content: stretch;
    }

    .site-notice-button,
    .cookie-button {
        width: 100%;
    }

    .services-header h2 {
        font-size: 28px;
    }

    .accordion-button {
        font-size: 16px;
        padding: 18px 18px;
    }

    .accordion-content {
        padding: 0 18px;
    }

    .accordion-card-grid {
        grid-template-columns: 1fr;
    }

    .accordion-note {
        font-size: 13px;
    }

    .cookie-banner {
        left: 16px;
        width: auto;
        max-height: 70vh;
        overflow: hidden;
        gap: 10px;
    }

    .cookie-banner-main {
        max-height: calc(70vh - 96px);
        overflow-y: auto;
        padding-right: 4px;
    }

    .cookie-toggle-details {
        display: inline-flex;
    }

    .cookie-options {
        display: none;
    }

    .cookie-banner.is-expanded .cookie-options {
        display: grid;
    }

    .cookie-banner-actions {
        width: 100%;
        flex-direction: column;
        flex-shrink: 0;
    }

    .footer-links a {
        margin-left: 0;
        margin-right: 14px;
    }
}

@media (min-width: 769px) {
    .cookie-options {
        display: grid !important;
    }
}

@media (max-width: 480px) {
    .services-header h2 {
        font-size: 20px;
        line-height: 1.14;
    }

}

@media (max-width: 390px) {
    .recaptcha-wrap {
        padding-left: 8px;
        padding-right: 8px;
    }

    .recaptcha-wrap .g-recaptcha {
        margin-left: auto;
        margin-right: auto;
        transform: scale(0.84);
        transform-origin: center center;
    }
}

.legal-page {
    min-height: 100vh;
    background: #f4f7fb;
    padding: 32px 16px 48px;
}

.legal-wrap {
    max-width: 860px;
    margin: 0 auto;
    background: #fff;
    border-radius: 24px;
    box-shadow: 0 20px 50px rgba(15, 23, 42, 0.08);
    border: 1px solid rgba(148, 163, 184, 0.14);
    padding: 28px;
}

.legal-wrap h1 {
    margin-top: 0;
    font-size: 34px;
}

.legal-wrap h2 {
    font-size: 20px;
    margin-top: 28px;
}

.legal-wrap p,
.legal-wrap li {
    color: #475569;
    line-height: 1.8;
}

.legal-back {
    display: inline-block;
    margin-bottom: 18px;
    color: #2563eb;
    text-decoration: none;
    font-weight: 700;
}